🏠 Shard End Crescent, Birmingham, B34

Price: £240,000 Market: £215,000 -10.4% Beds: 3 Type: Semi-Detached House Tenure: EPC: Area: — Area Yield: 5.6%Median Sold: £215,000Area Rent: £1,169/pcm
Market vs Asking: 🔻 10.4% above market — overpriced
£215,000
Estimated Market Value
Comps: 8 recent sales
🏷️ Asking: £240,000 · -10.4% above market
💵 Rent est: £1,169/pcm · 6.5% yield
🔨 Refurb est: £20,000 · GDV: £236,500
💰 SDLT: £14,300 (incl. 3% surcharge)
💰 Rental Market Data
City
Birmingham
Castle Bromwich
Monthly Rent
£1,169/pcm
Annual: £14,028
Market Yield
5.6%
19 listings sampled
Void Risk
Low
💷 Rent Comparison
Area Avg Rent
£1,169/pcm
Rent Used in Analysis
£1,169/pcm
area estimate
🔄 BRRR — Buy Refurb Refinance Rent
Optimal Buy: £161,250
ROCE: 22.2% · Cash In: £27,238 · Refi: £177,375 · Profit: £31,887
Refurb: £20,000 · GDV: £236,500 · DSCR: 1.76
Buy PriceTotal CostROCEGross YieldNet YieldMoney InPaybackEquityDSCR
£150,500
30.0% below market		£192,46540.1%7.3%1.7%+£15,0904.7yrs£44,0351.76
£161,250
25.0% below market ⭐ BEST		£204,61322.2%6.9%1.6%+£27,2388.4yrs£31,8871.76
£172,000
20.0% below market		£216,76015.4%6.5%1.5%+£39,38512.1yrs£19,7401.76
£182,750
15.0% below market		£228,90711.7%6.1%1.4%+£51,53215.9yrs£7,5931.76
£193,500
10.0% below market		£241,0559.5%5.8%1.3%+£63,68019.6yrs£-4,5551.76
£204,250
5.0% below market		£253,2038.0%5.5%1.3%+£75,82823.4yrs£-16,7031.76
£215,000
0.0% below market		£265,3506.9%5.3%1.2%+£87,97527.1yrs£-28,8501.76
🏠 BTL — Buy to Let
Optimal Buy: £161,250
Deposit: £51,000 · Mortgage: £454/mo · Gross Yield: 8.2%
Net Cashflow: +£5,073/yr · DSCR: 2.57 · 5yr ROI: 79.1%
Buy PriceTotal CostCash-on-CashGross YieldNet YieldNet Cashflow/yrPayback5yr ROIDSCR
£150,500
30.0% below market		£47,56011.4%8.7%3.4%+£5,4458.7yrs86.8%2.76
£161,250
25.0% below market ⭐ BEST		£51,0009.9%8.2%3.0%+£5,07310.1yrs79.1%2.57
£172,000
20.0% below market		£54,4408.7%7.6%2.6%+£4,71311.6yrs72.6%2.42
£182,750
15.0% below market		£57,8807.5%7.2%2.2%+£4,35313.3yrs66.8%2.27
£193,500
10.0% below market		£61,3206.5%6.8%1.9%+£3,99315.4yrs61.7%2.15
£204,250
5.0% below market		£64,7605.6%6.4%1.7%+£3,63317.8yrs57.1%2.04
£215,000
0.0% below market		£68,2004.8%6.1%1.4%+£3,26120.9yrs52.9%1.93
🔨 Flip — Buy Refurb Sell (3-month)
Optimal Buy: £161,250
Total Cost: £199,019 · Sell GDV: £247,250 · Gross Profit: £48,231
ROI: 24.2% · Annualised: 96.8% · Payback: 0.2yrs
Buy PriceTotal CostROIGross YieldNet YieldMoney InPaybackGross ProfitDSCR
£107,500
50.0% below market		£141,85674.3%74.3%74.3%+£141,8560.2yrs£105,394-
£118,250
45.0% below market		£153,14461.4%61.4%61.4%+£153,1440.2yrs£94,106-
£129,000
40.0% below market		£164,51150.3%50.3%50.3%+£164,5110.2yrs£82,739-
£139,750
35.0% below market		£176,01340.5%40.5%40.5%+£176,0130.2yrs£71,237-
£150,500
30.0% below market		£187,51631.9%31.9%31.9%+£187,5160.2yrs£59,734-
£161,250
25.0% below market ⭐ BEST		£199,01924.2%24.2%24.2%+£199,0190.2yrs£48,231-
£172,000
20.0% below market		£210,52117.4%17.4%17.4%+£210,5210.2yrs£36,729-
£182,750
15.0% below market		£222,02311.4%11.4%11.4%+£222,0230.2yrs£25,227-
£193,500
10.0% below market		£233,5265.9%5.9%5.9%+£233,5260.2yrs£13,724-
📋 Lease Option — 5-Year Plan
Optimal Buy: £204,250 · Option Fee: £10,212
Net +£41/mo · 5yr CF: +£2,592 · Exercise: £236,782
Total 5yr Return: £24,912 · ROI: 243.9%
Buy PriceTotal CostGross YieldGross YieldNet/mo5yr ROIDSCR
£150,500
0% below market		£7,525-%-%+£41253.0%-
£161,250
0% below market		£8,062-%-%+£41250.7%-
£172,000
0% below market		£8,600-%-%+£41248.7%-
£182,750
0% below market		£9,138-%-%+£41246.9%-
£193,500
0% below market		£9,675-%-%+£41245.3%-
£204,250
0% below market ⭐ BEST		£10,212-%-%+£41243.9%-
🪜 Price Ladder — What If I Pay Less?
PriceDiscountBest StrategyGross YieldNet YieldCash-on-CashBRRR ROCEFlip MarginPayback
£240,000£0 (0.0%)—
Not viable		5.5%0.9%3.2%5.1%-12.7%31.5yrs
£235,000£5,000 (2.1%)—
Not viable		5.6%1.0%3.5%5.5%-11.0%28.8yrs
£230,000£10,000 (4.2%)—
Not viable		5.7%1.1%3.8%6.0%-9.3%26.5yrs
£225,000£15,000 (6.2%)—
Not viable		5.8%1.2%4.1%6.5%-7.5%24.4yrs
£220,000£20,000 (8.3%)—
Not viable		6.0%1.3%4.4%7.0%-5.6%22.6yrs
£215,000£25,000 (10.4%)—
Not viable		6.1%1.4%4.8%7.7%-3.6%20.9yrs
£210,000£30,000 (12.5%)—
Not viable		6.3%1.5%5.1%8.4%-1.6%19.4yrs
£200,000£40,000 (16.7%)—
Not viable		6.6%1.8%6.0%10.3%2.8%16.8yrs
£190,000£50,000 (20.8%)—
Not viable		6.9%2.0%6.8%12.8%7.6%14.6yrs
PropGB · 2026-07-12_0500
🏘️ Local Market — B36 0
£241,684
Avg Price (12mo)
£220,000
Median Price
88
Sales (12mo)
7.3/mo
Activity
Market Activity: Medium
Property Mix: Semi-Detached (43), Terraced (23), Flat (15), Detached (5), Other (2)
Date Price Type Address
2026-04-10 £500,000 Detached 12 LYNDON CLOSE
2026-03-31 £102,500 Flat 49 RATHLIN CROFT
2026-03-27 £72,500 Flat CHESTNUT COURT, 306 CHESTER ROAD
2026-03-25 £190,000 Terraced 31 LUNDY VIEW
2026-03-20 £421,000 Detached 9 MARLBOROUGH ROAD
🚔 Crime & Safety
3631
Incidents (12mo)
104.7/1k
per 1,000 pop
Source: data.police.uk
📊 Rental Yields
🏠 Rental Market
📈 Price Growth
⚡ EPC Data
C
Rating
71
SAP Score
79
m² Floor Area
House (Mid-Terrace)
Type
Built: England and Wales: 1967-1975 | Rooms: 4 | Tenure: owner-occupied | Mains Gas: Yes
Potential: C (SAP 77)
Source: EPC Register (domestic)
📐 EPC Area Stats — B36 0
3,702
EPC Certificates
81 m²
Avg Floor Area
Rating distribution: A:11 B:425 C:1291 D:1441 E:437 F:80 G:17
House: 91m² (2633) | Flat: 58m² (853) | Bungalow: 50m² (161) | Maisonette: 63m² (55)
🏡 Same Street
Land Registry (same street, same type)
Median Sold
£323,500
Avg Sold
£300,562
Count
8
Date Price Type m² Address
2026-04-13 £300,000 Semi-Det 53 ⭐ 101 CHESTER ROAD
2026-04-10 £100,000 Semi-Det 164 ⭐ 96 CHESTER ROAD
2026-04-02 £343,000 Semi-Det 213 ⭐ 44 CHESTER ROAD
2026-03-13 £323,500 Semi-Det 236 ⭐ 34 CHESTER ROAD
2026-03-09 £680,000 Semi-Det 45 ⭐ 379 CHESTER ROAD
2026-02-27 £350,000 Semi-Det 192 ⭐ 154 CHESTER ROAD
2026-02-27 £73,000 Semi-Det 78 ⭐ 58 CHESTER ROAD
2026-02-26 £235,000 Semi-Det 46 ⭐ 75 CHESTER ROAD
Avg £/m²: £4,029 (8 properties with EPC floor area)