Property Analysis

💰 Rental Market Data

City

Birmingham

Castle Bromwich

Monthly Rent

£1,169/pcm

Annual: £14,028

Market Yield

5.6%

19 listings sampled

Void Risk

Low

💷 Rent Comparison

Area Avg Rent

£1,169/pcm

Rent Used in Analysis

£1,169/pcm

area estimate

🔄 BRRR — Buy Refurb Refinance Rent

Optimal Buy: £240,000

ROCE: 999% · Cash In: £-9,588 · Refi: £303,188 · Profit: £110,650

Refurb: £20,000 · GDV: £404,250 · DSCR: 1.03

Buy Price	Total Cost	ROCE	Gross Yield	Net Yield	Money In	Payback	Equity	DSCR
£239,050 30.0% below market	£292,527	999%	4.8%	-0.8%	£-10,661	—	£111,723	1.03
£240,000 29.7% below market ⭐ BEST	£293,600	999%	4.8%	-0.8%	£-9,588	—	£110,650	1.03

🏠 BTL — Buy to Let

Buy Price	Total Cost	Cash-on-Cash	Gross Yield	Net Yield	Net Cashflow/yr	Payback	5yr ROI	DSCR
£239,050 30.0% below market	£75,896	3.2%	5.5%	1.0%	+£2,457	30.9yrs	45.1%	1.74
£240,000 29.7% below market	£76,200	3.2%	5.5%	0.9%	+£2,421	31.5yrs	44.8%	1.73

🔨 Flip — Buy Refurb Sell (3-month)

Optimal Buy: £240,000

Total Cost: £287,687 · Sell GDV: £423,500 · Gross Profit: £135,813

ROI: 47.2% · Annualised: 188.8% · Payback: 0.2yrs

Buy Price	Total Cost	ROI	Gross Yield	Net Yield	Money In	Payback	Gross Profit	DSCR
£170,750 50.0% below market	£213,589	98.3%	98.3%	98.3%	+£213,589	0.2yrs	£209,911	-
£187,825 45.0% below market	£231,860	82.7%	82.7%	82.7%	+£231,860	0.2yrs	£191,640	-
£204,900 40.0% below market	£250,130	69.3%	69.3%	69.3%	+£250,130	0.2yrs	£173,370	-
£221,975 35.0% below market	£268,400	57.8%	57.8%	57.8%	+£268,400	0.2yrs	£155,100	-
£239,050 30.0% below market	£286,671	47.7%	47.7%	47.7%	+£286,671	0.2yrs	£136,829	-
£240,000 29.7% below market ⭐ BEST	£287,687	47.2%	47.2%	47.2%	+£287,687	0.2yrs	£135,813	-

📋 Lease Option — 5-Year Plan

Optimal Buy: £240,000 · Option Fee: £12,000

Net +£41/mo · 5yr CF: +£2,592 · Exercise: £278,226

Total 5yr Return: £28,818 · ROI: 240.2%

Buy Price	Total Cost	Gross Yield	Gross Yield	Net/mo	5yr ROI	DSCR
£239,050 0% below market	£11,952	-%	-%	+£41	240.2%	-
£240,000 0% below market ⭐ BEST	£12,000	-%	-%	+£41	240.2%	-

🪜 Price Ladder — What If I Pay Less?

Price	Discount	Best Strategy	Gross Yield	Net Yield	Cash-on-Cash	BRRR ROCE	Flip Margin	Payback
£240,000	£0 (0.0%)	BRRR ROCE 50.0%	5.5%	0.9%	3.2%	50.0%	36.9%	31.5yrs
£235,000	£5,000 (2.1%)	BRRR ROCE 98.1%	5.6%	1.0%	3.5%	98.1%	39.5%	28.8yrs
£230,000	£10,000 (4.2%)	BRRR ROCE 1114.6%	5.7%	1.1%	3.8%	1114.6%	42.2%	26.5yrs
£225,000	£15,000 (6.2%)	BRRR ROCE 643200.0%	5.8%	1.2%	4.1%	643200.0%	45.0%	24.4yrs
£220,000	£20,000 (8.3%)	BRRR ROCE 660000.0%	6.0%	1.3%	4.4%	660000.0%	47.9%	22.6yrs
£215,000	£25,000 (10.4%)	BRRR ROCE 676800.0%	6.1%	1.4%	4.8%	676800.0%	51.0%	20.9yrs
£210,000	£30,000 (12.5%)	BRRR ROCE 693600.0%	6.3%	1.5%	5.1%	693600.0%	54.1%	19.4yrs
£200,000	£40,000 (16.7%)	BRRR ROCE 728400.0%	6.6%	1.8%	6.0%	728400.0%	60.9%	16.8yrs
£190,000	£50,000 (20.8%)	BRRR ROCE 762000.0%	6.9%	2.0%	6.8%	762000.0%	68.2%	14.6yrs

Date	Price	Type	Address
2026-04-10	£500,000	Detached	12 LYNDON CLOSE
2026-03-31	£102,500	Flat	49 RATHLIN CROFT
2026-03-27	£72,500	Flat	CHESTNUT COURT, 306 CHESTER ROAD
2026-03-25	£190,000	Terraced	31 LUNDY VIEW
2026-03-20	£421,000	Detached	9 MARLBOROUGH ROAD

Date	Price	Type	m²	Address
2026-04-13	£300,000	Semi-Det	53	⭐ 101 CHESTER ROAD
2026-04-10	£100,000	Semi-Det	164	⭐ 96 CHESTER ROAD
2026-04-02	£343,000	Semi-Det	213	⭐ 44 CHESTER ROAD
2026-03-13	£323,500	Semi-Det	236	⭐ 34 CHESTER ROAD
2026-03-09	£680,000	Semi-Det	45	⭐ 379 CHESTER ROAD
2026-02-27	£350,000	Semi-Det	192	⭐ 154 CHESTER ROAD
2026-02-27	£73,000	Semi-Det	78	⭐ 58 CHESTER ROAD
2026-02-26	£235,000	Semi-Det	46	⭐ 75 CHESTER ROAD