🏠 Church Road, Sheldon, Birmingham, West Midlands, B26

Price: £240,000 Market: £243,828 +1.6% Beds: 3 Type: Semi-Detached House Tenure: Freehold EPC: Area: — Median Sold: £243,828
Market vs Asking: 🔺 1.6% below market — potential bargain
£243,828
Estimated Market Value
Comps: 15 recent sales
🏷️ Asking: £240,000 · 1.6% below market
💵 Rent est: £0/pcm · 0% yield
🔨 Refurb est: £20,000 · GDV: £256,019
💰 SDLT: £14,300 (incl. 3% surcharge)
💷 Rent Comparison
Area Avg Rent
£0/pcm
Rent Used in Analysis
£0/pcm
area estimate
🔄 BRRR — Buy Refurb Refinance Rent
Buy PriceTotal CostROCEGross YieldNet YieldMoney InPaybackEquityDSCR
£170,680
30.0% below market		£215,269-37.2%0.0%-4.0%+£23,255—£40,7500.0
£182,871
25.0% below market		£229,044-23.3%0.0%-3.8%+£37,030—£26,9750.0
£195,062
20.0% below market		£242,820-17.0%0.0%-3.6%+£50,806—£13,1990.0
£207,254
15.0% below market		£256,597-13.4%0.0%-3.4%+£64,583—£-5780.0
£219,445
10.0% below market		£270,373-11.0%0.0%-3.2%+£78,359—£-14,3540.0
£231,637
5.0% below market		£284,150-9.4%0.0%-3.0%+£92,136—£-28,1310.0
£240,000
1.6% below market		£293,600-8.5%0.0%-2.9%+£101,586—£-37,5810.0
🏠 BTL — Buy to Let
Buy PriceTotal CostCash-on-CashGross YieldNet YieldNet Cashflow/yrPayback5yr ROIDSCR
£170,680
30.0% below market		£54,018-10.7%0.0%-3.2%£-5,760—-24.0%0.0
£182,871
25.0% below market		£57,919-10.6%0.0%-3.2%£-6,168—-24.0%0.0
£195,062
20.0% below market		£61,820-10.7%0.0%-3.2%£-6,588—-24.1%0.0
£207,254
15.0% below market		£65,722-10.6%0.0%-3.2%£-6,996—-24.2%0.0
£219,445
10.0% below market		£69,622-10.6%0.0%-3.2%£-7,404—-24.2%0.0
£231,637
5.0% below market		£73,524-10.6%0.0%-3.2%£-7,812—-24.2%0.0
£240,000
1.6% below market		£76,200-10.6%0.0%-3.2%£-8,100—-24.2%0.0
🔨 Flip — Buy Refurb Sell (3-month)
Optimal Buy: £182,871
Total Cost: £222,982 · Sell GDV: £280,402 · Gross Profit: £57,420
ROI: 25.8% · Annualised: 103.2% · Payback: 0.2yrs
Buy PriceTotal CostROIGross YieldNet YieldMoney InPaybackGross ProfitDSCR
£121,914
50.0% below market		£157,82077.7%77.7%77.7%+£157,8200.2yrs£122,582-
£134,105
45.0% below market		£170,80264.2%64.2%64.2%+£170,8020.2yrs£109,600-
£146,297
40.0% below market		£183,84852.5%52.5%52.5%+£183,8480.2yrs£96,554-
£158,488
35.0% below market		£196,89242.4%42.4%42.4%+£196,8920.2yrs£83,510-
£170,680
30.0% below market		£209,93833.6%33.6%33.6%+£209,9380.2yrs£70,464-
£182,871
25.0% below market ⭐ BEST		£222,98225.8%25.8%25.8%+£222,9820.2yrs£57,420-
£195,062
20.0% below market		£236,02618.8%18.8%18.8%+£236,0260.2yrs£44,376-
£207,254
15.0% below market		£249,07212.6%12.6%12.6%+£249,0720.2yrs£31,330-
£219,445
10.0% below market		£262,1167.0%7.0%7.0%+£262,1160.2yrs£18,286-
📋 Lease Option — 5-Year Plan
Optimal Buy: £231,637 · Option Fee: £11,582
Net +£976/mo · 5yr CF: +£62,160 · Exercise: £268,531
Total 5yr Return: £87,472 · ROI: 755.2%
Buy PriceTotal CostGross YieldGross YieldNet/mo5yr ROIDSCR
£170,680
0% below market		£8,534-%-%+£976946.9%-
£182,871
0% below market		£9,144-%-%+£976898.3%-
£195,062
0% below market		£9,753-%-%+£976855.9%-
£207,254
0% below market		£10,363-%-%+£976818.4%-
£219,445
0% below market		£10,972-%-%+£976785.1%-
£231,637
0% below market ⭐ BEST		£11,582-%-%+£976755.2%-
🪜 Price Ladder — What If I Pay Less?
PriceDiscountBest StrategyGross YieldNet YieldCash-on-CashBRRR ROCEFlip MarginPayback
£240,000£0 (0.0%)—
Not viable		0.0%-3.2%-10.6%-8.8%-1.3%0yrs
£235,000£5,000 (2.1%)—
Not viable		0.0%-3.2%-10.6%-9.1%0.6%0yrs
£230,000£10,000 (4.2%)—
Not viable		0.0%-3.2%-10.6%-9.6%2.6%0yrs
£225,000£15,000 (6.2%)—
Not viable		0.0%-3.2%-10.6%-10.1%4.6%0yrs
£220,000£20,000 (8.3%)—
Not viable		0.0%-3.2%-10.6%-10.6%6.7%0yrs
£215,000£25,000 (10.4%)—
Not viable		0.0%-3.2%-10.6%-11.3%9.0%0yrs
£210,000£30,000 (12.5%)—
Not viable		0.0%-3.2%-10.6%-12.1%11.3%0yrs
£200,000£40,000 (16.7%)—
Not viable		0.0%-3.2%-10.6%-14.3%16.2%0yrs
£190,000£50,000 (20.8%)Flip
21.6% margin		0.0%-3.2%-10.6%-17.8%21.6%0yrs
PropGB · 2026-07-12_0501