🏠 Gipsy Lane, Willenhall, WV13 2HA

Price: £160,000 Market: £145,000 -9.4% Beds: 2 Type: Terraced Tenure: Freehold EPC: Area: Area Yield: 6.7%Area Rent: £814/pcm
Market vs Asking: ➡️ 9.4% above market — fairly priced
£145,000
Estimated Market Value
Comps: 1 recent sales
🏷️ Asking: £160,000 · -9.4% above market
💵 Rent est: £814/pcm · 6.7% yield
🔨 Refurb est: £15,000 · GDV: £159,500
💰 SDLT: £8,700 (incl. 3% surcharge)
💰 Rental Market Data
City
Wolverhampton
Central
Monthly Rent
£814/pcm
Annual: £9,768
Market Yield
6.7%
74 listings sampled
Void Risk
Moderate
💷 Rent Comparison
Area Avg Rent
£814/pcm
Rent Used in Analysis
£814/pcm
area estimate
🔄 BRRR — Buy Refurb Refinance Rent
Optimal Buy: £108,750
ROCE: 21.6% · Cash In: £20,238 · Refi: £119,625 · Profit: £19,638
Refurb: £15,000 · GDV: £159,500 · DSCR: 1.81
Buy PriceTotal CostROCEGross YieldNet YieldMoney InPaybackEquityDSCR
£101,500
30.0% below market
£131,81535.9%7.4%1.8%+£12,1905.0yrs£27,6851.81
£108,750
25.0% below market ⭐ BEST
£139,86221.6%7.0%1.7%+£20,2388.3yrs£19,6381.81
£116,000
20.0% below market
£147,91015.5%6.6%1.6%+£28,28511.7yrs£11,5901.81
£123,250
15.0% below market
£155,95812.1%6.3%1.6%+£36,33215.0yrs£3,5421.81
£130,500
10.0% below market
£164,1159.8%6.0%1.5%+£44,49018.3yrs£-4,6151.81
£137,750
5.0% below market
£172,3078.3%5.7%1.4%+£52,68221.7yrs£-12,8071.81
£145,000
0.0% below market
£180,5007.2%5.4%1.3%+£60,87525.1yrs£-21,0001.81
🏠 BTL — Buy to Let
Optimal Buy: £108,750
Deposit: £34,526 · Mortgage: £306/mo · Gross Yield: 8.4%
Net Cashflow: +£3,654/yr · DSCR: 2.66 · 5yr ROI: 81.8%
Buy PriceTotal CostCash-on-CashGross YieldNet YieldNet Cashflow/yrPayback5yr ROIDSCR
£101,500
30.0% below market
£32,35012.1%9.0%3.6%+£3,9068.3yrs88.8%2.86
£108,750
25.0% below market ⭐ BEST
£34,52610.6%8.4%3.1%+£3,6549.4yrs81.8%2.66
£116,000
20.0% below market
£36,7009.3%7.9%2.8%+£3,41410.7yrs75.9%2.5
£123,250
15.0% below market
£38,8748.1%7.4%2.4%+£3,16212.3yrs70.4%2.35
£130,500
10.0% below market
£41,1607.1%7.0%2.1%+£2,92214.1yrs65.3%2.22
£137,750
5.0% below market
£43,4806.2%6.7%1.8%+£2,68216.2yrs60.5%2.1
£145,000
0.0% below market
£45,8005.3%6.3%1.6%+£2,43018.8yrs56.1%2.0
🔨 Flip — Buy Refurb Sell (3-month)
Optimal Buy: £108,750
Total Cost: £136,156 · Sell GDV: £166,750 · Gross Profit: £30,594
ROI: 22.5% · Annualised: 90.0% · Payback: 0.2yrs
Buy PriceTotal CostROIGross YieldNet YieldMoney InPaybackGross ProfitDSCR
£101,500
30.0% below market
£128,54429.7%29.7%29.7%+£128,5440.2yrs£38,206-
£108,750
25.0% below market ⭐ BEST
£136,15622.5%22.5%22.5%+£136,1560.2yrs£30,594-
£116,000
20.0% below market
£143,76916.0%16.0%16.0%+£143,7690.2yrs£22,981-
£123,250
15.0% below market
£151,38210.2%10.2%10.2%+£151,3820.2yrs£15,368-
£130,500
10.0% below market
£159,1044.8%4.8%4.8%+£159,1040.2yrs£7,646-
£72,500
50.0% below market
£98,09470.0%70.0%70.0%+£98,0940.2yrs£68,656-
£79,750
45.0% below market
£105,70657.7%57.7%57.7%+£105,7060.2yrs£61,044-
£87,000
40.0% below market
£113,31947.2%47.2%47.2%+£113,3190.2yrs£53,431-
£94,250
35.0% below market
£120,93237.9%37.9%37.9%+£120,9320.2yrs£45,818-
📋 Lease Option — 5-Year Plan
Buy PriceTotal CostGross YieldGross YieldNet/mo5yr ROIDSCR
£101,500
0% below market
£5,075-%-%£-1217.6%-
£108,750
0% below market
£5,438-%-%£-1217.6%-
£116,000
0% below market
£5,800-%-%£-1217.7%-
£123,250
0% below market
£6,162-%-%£-1217.8%-
£130,500
0% below market
£6,525-%-%£-1217.8%-
£137,750
0% below market
£6,888-%-%£-1217.8%-
🪜 Price Ladder — What If I Pay Less?
PriceDiscountBest StrategyGross YieldNet YieldCash-on-CashBRRR ROCEFlip MarginPayback
£160,000£0 (0.0%)
Not viable
5.7%1.1%3.8%5.6%-12.5%26.3yrs
£155,000£5,000 (3.1%)
Not viable
5.9%1.3%4.3%6.3%-10.0%23.4yrs
£150,000£10,000 (6.2%)
Not viable
6.1%1.4%4.8%7.1%-7.3%21.0yrs
£145,000£15,000 (9.4%)
Not viable
6.3%1.6%5.3%8.0%-4.5%18.8yrs
£140,000£20,000 (12.5%)
Not viable
6.5%1.7%5.9%9.1%-1.5%17.0yrs
£135,000£25,000 (15.6%)
Not viable
6.8%1.9%6.5%10.5%1.7%15.4yrs
£130,000£30,000 (18.8%)
Not viable
7.1%2.1%7.2%12.2%5.2%14.0yrs
£120,000£40,000 (25.0%)
Not viable
7.6%2.6%8.6%17.5%12.7%11.6yrs
£110,000£50,000 (31.2%)BRRR
ROCE 28.0%
8.3%3.1%10.4%28.0%21.3%9.6yrs
🏘️ Local Market — WV13 2
£172,121
Avg Price (12mo)
£162,250
Median Price
40
Sales (12mo)
3.3/mo
Activity
Market Activity: Low
Property Mix: Terraced (12), Semi-Detached (11), Detached (7), Flat (6), Other (4)
Date Price Type Address
2026-03-20 £110,000 Flat CHILLENDEN COURT MILL STREET
2026-03-16 £285,000 Detached 4C ORCHARD ROAD
2026-03-13 £150,000 Semi-Detached 96 PARKES STREET
2026-03-13 £147,250 Terraced 129 GIPSY LANE
2026-03-13 £90,000 Flat 47 NEWLANDS CLOSE
🚔 Crime & Safety
3420
Incidents (12mo)
163.6/1k
per 1,000 pop
Source: data.police.uk
🏫 Nearby Schools
0 schools in area
Source: gov.uk school data
📊 Rental Yields
🏠 Rental Market
📈 Price Growth
👥 Demographics
🌊 Flood Risk
Risk: Check EA Map
💰 Council Tax
🌐 Internet & Broadband
💷 Household Income
🏛️ Conservation Area
Not in a conservation area
🔨 Build Costs
📊 Rental Demand
⚡ EPC Data
C
Rating
71
SAP Score
70
m² Floor Area
House (Mid-Terrace)
Type
Built: England and Wales: 1900-1929 | Rooms: 4 | Tenure: owner-occupied | Mains Gas: Yes
Potential: B (SAP 84)
Source: EPC Register (domestic)
📐 EPC Area Stats — WV13 2
2,052
EPC Certificates
75 m²
Avg Floor Area
Rating distribution: B:122 C:634 D:898 E:315 F:59 G:24
House: 85m² (1313) | Flat: 56m² (682) | Bungalow: 70m² (32) | Maisonette: 64m² (25)
📍 Same Area
Land Registry (same area, same type)
Median Sold
£160,000
Avg Sold
£155,906
Count
8
Date Price Type Address
2026-03-13 £147,250 Terraced 70 📍 129 GIPSY LANE
2026-03-06 £160,000 Terraced 70 📍 133 GIPSY LANE
2026-01-30 £157,500 Terraced 70 📍 38 FISHER STREET
2026-01-30 £162,500 Terraced 70 📍 47 WOLVERHAMPTON STREET
2026-01-26 £118,000 Terraced 70 📍 24 PINSON ROAD
2025-12-09 £205,000 Terraced 70 📍 25 PRINCETHORPE ROAD
2025-10-20 £162,000 Terraced 70 📍 36 ST GILES ROAD
2025-10-03 £135,000 Terraced 70 📍 27 GOMER STREET
Avg £/m²: £2,227 (8 properties with EPC floor area)