🏠 Whitecroft Meadow, Middleton, M24

Price: £129,999 Market: £139,250 +7.1% Beds: 2 Type: Mews Property Tenure: Leasehold EPC: Area: — Median Sold: £139,250
Market vs Asking: 🔺 7.1% below market — potential bargain
£139,250
Estimated Market Value
Comps: 8 recent sales
🏷️ Asking: £129,999 · 7.1% below market
💵 Rent est: £0/pcm · 0% yield
🔨 Refurb est: £15,000 · GDV: £146,212
💰 SDLT: £6,600 (incl. 3% surcharge)
💷 Rent Comparison
Area Avg Rent
£0/pcm
Rent Used in Analysis
£0/pcm
area estimate
🔄 BRRR — Buy Refurb Refinance Rent
Buy PriceTotal CostROCEGross YieldNet YieldMoney InPaybackEquityDSCR
£104,438
25.0% below market		£135,076-19.4%0.0%-3.7%+£25,417—£11,1360.0
£111,400
20.0% below market		£142,804-14.9%0.0%-3.5%+£33,145—£3,4080.0
£118,362
15.0% below market		£150,532-12.1%0.0%-3.3%+£40,873—£-4,3200.0
£125,325
10.0% below market		£158,268-10.1%0.0%-3.1%+£48,608—£-12,0560.0
£129,999
6.6% below market		£163,549-9.2%0.0%-3.0%+£53,890—£-17,3370.0
£97,475
30.0% below market		£127,347-27.9%0.0%-3.9%+£17,688—£18,8650.0
🏠 BTL — Buy to Let
Buy PriceTotal CostCash-on-CashGross YieldNet YieldNet Cashflow/yrPayback5yr ROIDSCR
£104,438
25.0% below market		£33,232-10.6%0.0%-3.2%£-3,528—-24.5%0.0
£111,400
20.0% below market		£35,320-10.6%0.0%-3.2%£-3,756—-24.1%0.0
£118,362
15.0% below market		£37,408-10.7%0.0%-3.2%£-3,996—-23.9%0.0
£125,325
10.0% below market		£39,504-10.7%0.0%-3.2%£-4,224—-23.6%0.0
£129,999
6.6% below market		£41,000-10.7%0.0%-3.2%£-4,392—-23.8%0.0
£97,475
30.0% below market		£31,143-10.6%0.0%-3.2%£-3,288—-24.7%0.0
🔨 Flip — Buy Refurb Sell (3-month)
Optimal Buy: £104,438
Total Cost: £131,463 · Sell GDV: £160,138 · Gross Profit: £28,675
ROI: 21.8% · Annualised: 87.2% · Payback: 0.2yrs
Buy PriceTotal CostROIGross YieldNet YieldMoney InPaybackGross ProfitDSCR
£104,438
25.0% below market ⭐ BEST		£131,46321.8%21.8%21.8%+£131,4630.2yrs£28,675-
£111,400
20.0% below market		£138,77315.4%15.4%15.4%+£138,7730.2yrs£21,365-
£118,362
15.0% below market		£146,0839.6%9.6%9.6%+£146,0830.2yrs£14,055-
£125,325
10.0% below market		£153,4014.4%4.4%4.4%+£153,4010.2yrs£6,737-
£69,625
50.0% below market		£94,90968.7%68.7%68.7%+£94,9090.2yrs£65,229-
£76,588
45.0% below market		£102,22056.7%56.7%56.7%+£102,2200.2yrs£57,918-
£83,550
40.0% below market		£109,53046.2%46.2%46.2%+£109,5300.2yrs£50,608-
£90,512
35.0% below market		£116,84137.1%37.1%37.1%+£116,8410.2yrs£43,297-
£97,475
30.0% below market		£124,15229.0%29.0%29.0%+£124,1520.2yrs£35,986-
📋 Lease Option — 5-Year Plan
Optimal Buy: £129,999 · Option Fee: £6,500
Net +£650/mo · 5yr CF: +£41,436 · Exercise: £150,704
Total 5yr Return: £55,641 · ROI: 856.0%
Buy PriceTotal CostGross YieldGross YieldNet/mo5yr ROIDSCR
£104,438
0% below market		£5,222-%-%+£6501,012.0%-
£111,400
0% below market		£5,570-%-%+£650962.5%-
£118,362
0% below market		£5,918-%-%+£650918.7%-
£125,325
0% below market		£6,266-%-%+£650879.8%-
£129,999
0% below market ⭐ BEST		£6,500-%-%+£650856.0%-
£97,475
0% below market		£4,874-%-%+£6501,068.7%-
🪜 Price Ladder — What If I Pay Less?
PriceDiscountBest StrategyGross YieldNet YieldCash-on-CashBRRR ROCEFlip MarginPayback
£129,999£0 (0.0%)—
Not viable		0.0%-3.2%-10.7%-9.0%1.1%0yrs
£124,999£5,000 (3.8%)—
Not viable		0.0%-3.2%-10.7%-9.8%4.6%0yrs
£119,999£10,000 (7.7%)—
Not viable		0.0%-3.2%-10.7%-10.8%8.3%0yrs
£114,999£15,000 (11.5%)—
Not viable		0.0%-3.2%-10.6%-12.1%12.3%0yrs
£109,999£20,000 (15.4%)—
Not viable		0.0%-3.2%-10.6%-14.1%16.6%0yrs
£104,999£25,000 (19.2%)Flip
21.3% margin		0.0%-3.2%-10.6%-17.0%21.3%0yrs
£99,999£30,000 (23.1%)Flip
26.3% margin		0.0%-3.2%-10.6%-22.1%26.3%0yrs
£89,999£40,000 (30.8%)Flip
37.7% margin		0.0%-3.1%-10.5%-72.8%37.7%0yrs
£79,999£50,000 (38.5%)Flip
51.4% margin		0.0%-3.1%-10.4%-270000.0%51.4%0yrs
PropGB · 2026-07-12_0501